Privacy Policy

Introduction

We know that sharing your personal information with us is based on trust. We take this seriously and are committed to ensuring that we respect your privacy when you visit our website or use our services. Please review this privacy policy (the "Policy") carefully to learn about our privacy practices.

We operate an insurance shopping marketplace whereby consumers can be matched to and connected with dozens of insurance carriers to source competing quotes based on their stated profiles and insurance needs. In this Policy, these are collectively referred to as our Services.

Our Services are owned and operated by Cognius, Inc. By visiting our website (the "Site"), whether on a computer, phone, tablet or similar device (each, a "Device"), you are accepting the privacy practices described below.

Personal Information Collection, Usage, and Disclosure

Depending on your use of the Site and how you interact with us while using the Services, we may collect personal information from or about you in multiple ways, including: (1) automatically when you visit the Site; (2) directly from you; and/or (3) from third parties.

How We Collect Personal Information

Personal information collected automatically

We follow a standard procedure of using log files. These files log visitors when they arrive at the Site, as well as information collected during the visit. The information collected in log files includes:

• Internet protocol (IP) addresses;
• The location of your Device;
• Device, operating system, and browser type information;
• Internet Service Provider (ISP);
• Date and time stamp;
• Referring/exit pages; and
• The number and location(s) of interactions with the Site.

Like many other websites, our Site employs "cookies," which are used to store information such as a visitor's preferences and the pages on the Site which the visitor accessed. That information is used to optimize the visitor's experience, based on the visitor's browser type and/or other information.

We use third-party recording technologies to keep track of visits to our Site. Scripts from these technologies are embedded on our Site and collect information when a visitor interacts with any of the pages on which they are present. The information collected may include page URL, mouse movements and clicks, information the visitor inputs, snapshots of the pages visited, the length of time spent on a page, when various interactions with a page occurred, and HTTP headers from the visitor's browser. By visiting our Site or using our Services, you acknowledge and agree to our use of such recording technologies and the collection, maintenance, and use of the information they collect.

Personal information you provide to us

When you visit and interact with the Site, we collect the personal information that you provide to us. This information is collected when you fill out a form on the Site or contact us directly. Some examples of visitor-provided information that we may collect include, but are not limited to:

• Demographic information such as gender, age, date of birth and marital status;
• Additional protected classifications such as citizenship status and military status;
• Location information such as zip code;
• Contact information such as phone number and email address; and
• Information for the Services you are interested in. For example, if you are interested in auto insurance, we may collect information about you and your vehicles that will help us to match you with the right provider.

Personal information collected from third parties

We may obtain information about you from third parties. For example, our business partners may give us certain information about you, such as your contact, demographic and other personal information. Those partners may include insurance providers, credit reporting agencies and other data companies. Social media platforms may also give us information about you.

How We Use Personal Information

We may use the personal information we obtain through any of the above methods for the following purposes:

• Providing products and services to you. The data we collect from you may be used to match you to a product or service that best fits your needs.
• Communicating with you for administrative purposes. For example, this would include our responding to any feedback or requests you submit.
• Performing analytics and research into how the Site is being accessed and used, in order to enhance our products and/or services.
• Maintaining security and preventing fraud against our company and customers; and protecting against breaches of security to the Site and the data which we collect through the Site.
• Obeying any legal or compliance obligations, including complying with applicable laws and responding to lawful requests and communications from law enforcement authorities and other government officials.
• Marketing purposes. For example, we may collect and use personal information so that we can provide you with special offers and/or advertisements about insurance and other products and services. This use may constitute "Targeted Advertising" under certain state laws.
• Personalizing our Services to best fit what you are looking for.
• Internet advertising to serve you ads for the Site on other services across your Device.

How We Disclose Personal Information

We may share the personal information we obtain with the following categories of recipients:

• Requested third-party partners. We may share your personal information with third-party partners in order to provide a product or service when requested or directed to by you. For example, we may send your personal information to an auto insurance provider which we determine could be a good match for your needs. Note that such third parties' collection, use and disclosure of personal information may be described in their own privacy policies, notices and statements, which may differ in certain respects from this Policy.
• Service providers. We may share your personal information with third parties who perform business services on our behalf. For example, we may share your personal information with vendors who send emails on our behalf, with analytics providers, and/or with professional consultants.
• Marketing and advertising partners. We may share your personal information to marketing and advertising platforms, including social media networks, third-party advertising networks, and other parties that assist us in serving, measuring the performance of, and optimizing our advertisements.
• Necessary third parties. We may share your personal information with certain third parties as necessary for safety, security, compliance and/or legal purposes. For example, we may be required to disclose personal information in response to a court order or subpoena. We might also disclose personal information when we are investigating potential fraud or a security incident.
• Corporate Family. We may disclose personal information to affiliated entities (i.e., those controlling, controlled by or under common control with Cognius, Inc.) in connection with any of the purposes identified above.
• In connection with a corporate transaction. We may disclose or otherwise transfer your personal information to an acquirer, successor, or assignee as part of any merger, acquisition, debt financing, sale of assets, or similar transaction, as well as in the event of any insolvency, bankruptcy, or receivership in which information is transferred to one or more third parties as one of our business assets.

Your Data Choices

You have choices about the information we collect from or about you and how it is used. Here are the options you have:

• You can choose to opt out of receiving marketing emails from us. To do so, please contact us at [email protected] to opt out.
• You can choose to opt out of receiving telephone calls and text messages from us. To do so, please contact us at [email protected] and inform us of the phone number you would like to opt out.
• You can manage your cookie preferences by clicking the Cookie Preferences link on the bottom of autoinsuranceseekers.com.
• You can control cookies and tracking tools. Many web browsers contain settings which enable you to accept or reject “cookies” and to disable tracking technology. You can choose to disable cookies through your individual browser options. However, due to the lack of global standardized interpretation that defines them, unless otherwise legally required, we do not guarantee that we will respond to such Do Not Track signals. Additional information about cookies, including how to manage them, can be found here at AllAboutCookies.org.

Data Retention

We keep personal information as long as reasonably necessary for the purposes described in this Policy (such as to address our legal obligations). For example, we retain personal information submitted to us through online insurance quote request forms in order to confirm our and our customers' compliance with applicable marketing laws (including without limitation the Telephone Consumer Protection Act). In determining which personal information to retain or dispose of, we take into account the type, sensitivity, and context of such information, and the purpose(s) for which it was collected.

Data Security

We employ reasonable safeguards intended to protect personal information from unauthorized loss, misuse, alteration, or destruction. We also strive to ensure that third parties who work with us agree to protect any personal information which we disclose to them or they process on our behalf.

Of course, no safeguards can guarantee absolute security. Accordingly, we encourage you to take precautions when providing personal information to us or others online. If you believe that any personal information related to you has been compromised in connection with your use of the Site or our Services, please contact us immediately as detailed in the "Contact Us" section below.

Children's Information

Our priorities include helping to protect children while they are using the Internet. To that end, we encourage parents and guardians to monitor, participate in, and/or guide their children's online activities. We do not knowingly collect any personal information from or regarding minor children. If you have reason to believe that a child for whom you are responsible has provided any such information on or through our Site, we strongly encourage you to contact us immediately so that we can take steps to promptly remove that information from our records.

CCPA

California Consumer Privacy Act ("CCPA") Privacy Statement

This Statement, which is provided pursuant to the CCPA and applies to California residents, supplements our overall Policy with additional disclosures and rights.

Your CCPA rights

As of January 1, 2020, California law gives residents of that state the right to request certain details about how their personal information is shared with third parties or affiliated companies for direct marketing purposes.

California residents may also take advantage of the following rights:

• You may request, up to two (2) times each year, that we disclose to you: the categories and specific pieces of personal information we have collected about you; the categories of sources from which your personal information is collected; the business or commercial purpose(s) for collecting your personal information; the categories of personal information we have disclosed for any business purpose(s); any categories of personal information about you we have sold; the categories of third parties with whom we have shared your personal information; and the business or commercial purpose(s) for selling your personal information, if applicable.
• You may request that we delete any personal information we have collected from or about you. As described above in our Policy, there may be certain reasons we cannot fully address or comply with a deletion request (such as if we need to complete a transaction for you, to detect and protect against fraudulent and illegal activity, to exercise our rights, or to comply with a legal obligation). You can also access, update, and remove your information by visiting any profile or account page you have set up on our Site.
• You may request to opt out of our sale of your personal information to third parties for their direct marketing purposes. If you opt out, then prospectively we will not share your information with such third parties unless and until you later direct us to do so. To effect such an opt-out, please click on the "Do Not Sell My Info" link on our Site, or submit a request in writing to the "Contact Us" information below.

We value your privacy and will not discriminate in response to your good-faith exercise of legally established privacy rights.

Disclosures

For purposes of compliance with the CCPA, and in addition to the details already described above in the Policy, we make the following disclosures:

• We collect the following categories of personal information: identifiers/contact information, transactional information, Internet or other electronic network activity information, geolocation, visual and audio information, and inferences drawn from any or all of the above.
• We sell the following categories of personal information: identifiers/contact information, Internet or other electronic network activity information, and inferences drawn from any or all of the above.
• We disclose the following categories of personal information for one or more business purposes: identifiers/contact information, commercial information, Internet or other electronic network activity information, geolocation, visual and audio information, and inferences drawn from any or all of the above.

Online Privacy Policy Only

This Policy applies only to online activities, including the information shared by or collected from visitors to our Site and/or users of our Services. This Policy is not applicable to information collected via any other channels, including offline.

Additional privacy policy(ies)

If you choose to provide the Site with your personal information in order to be matched with an auto insurance policy, you will also be providing your information to our marketplace insurance partner, QuoteWizard. In that event, your information would be controlled and processed by QuoteWizard, and you would additionally be subject to its privacy policy, which is available at https://quotewizard.com/privacy-policy.

Consent

By visiting our Site and/or using our Services, you are consenting to be bound by this Policy.

Contact Us

If you have any additional questions, need more information about our Policy, or wish to make a request regarding your data (such as requesting details or deletion), please do not hesitate to contact us at:

Email: [email protected]

If you have a disability or impairment that makes it difficult to access this Policy, we can provide it in an alternative format (e.g., via audio or in large print). You or a representative can send us any accommodation request at the email address above, or to the following physical address: